Flood Coverage and Preparedness
The threat of flooding impacts many homeowners who live in low-laying areas especially near running rivers that can breach or in hurricane zones near the gulf and the Atlantic. You should always hope for the best but prepare for the worst when it comes to anticipating a flood and there are few things you can do before, during, and after a flood to minimize damage.
Keep in mind that many homeowner insurance policies don’t cover floods and that there is a 30-day waiting period before the insurance kicks in after you’ve started the policy.
For more information about preparing for floods and how to select the right insurance coverage check out Floodsmart.gov.